One of the number one concerns of employees these days in health care insurance for themselves and their families and not just any healthcare insurance but affordable too. Are you paying too much to protect your family? You are aren’t you and it is a concern of yours too isn’t it? Indeed and you are not alone in fact a recent survey in Human Resource Magazine indicated the it was the number one concern even more than salary to corporate hires by over a two to one margin.

One problem is the over litigiousness in the healthcare industry partly due to high costs of regulatory compliance and partly due to the incessant litigation of Mal-practice on doctors, thus causing them to raise their prices to afford insurance and therefore higher costs to folks like you.

Many times employers offer various choices that you can choose from and you have to study each plan carefully to make sure if it fits your needs. But what if you are self-employed then what do you do? Well there are many choices for self-employed folks, but you again need to study all the possible options so you can get the right policy that is best for you. Think on this.

Everyone feels that happiness lies in the health. So, maintaining proper health all the time is necessary. It can be done by taking all the necessary care and by opting for a proper health insurance too.

Health insurance policies are mostly offered by private insurance companies which estimate health care expenses of an individual and develop a structure that ensures good profits for the company and also provides health care benefits to an individual as specified in the insurance agreement.

Mostly people opt for a health insurance assuming that it takes care and pays for our medical expenses. Health insurance actually provides a minimal coverage than what is expected. People, sometimes, will be asked to pay all the health care costs out of their own pockets saying that the amount will be reimbursed later. This causes a lot of infuriate and distress for the people. However, most of the people are getting to understand how things work out and are not opting insurance policies.

However, not having a health insurance will also be a problem as the individuals’ have to pay the health care costs from their own pocket. This makes the situation worse than ever. This has made some companies like Ameriplan to start discount health plans that offer huge discounts of up to 80% on the health care bills. Discount plans cover various services such as vision, dental, prescription, and chiropractic services with no waiting periods, instant savings, ancillary services, nurse line and hospital advocacy which would be really helpful for every individual. These features also made discount plans user-friendly and are being opted by majority of the individuals.

Genetic disorders occur as a result of abnormalities or variations in the information encoded by the genes and chromosomes. As per the available information on genetic disorders, these disorders can be broadly classified into four different categories, which are as follows:

1. Single-gene Disorders: Also known as Mendellian or monogenic disorders, these occur when the changes or mutations occur in only a single gene. Some well-known examples of single-gene disorders include cystic fibrosis, sickle cell anemia, Marfan syndrome, Huntington’s disease and hereditary hemochromatosis. Single gene disorders can be further classified into autosomal dominant, autosomal recessive, X-linked dominant, X-linked recessive and Y-linked disorders.

2. Multifactorial Genetic Disorders: Also known as polygenic, these disorders occur as a result of mutations in multiple genes. These disorders are really complex, difficult to analyze and hard to treat. Some examples of multifactorial disorders include autism, coronary heart diseases, cleft palate, mental retardation, cancer and diabetes.

3. Chromosomal Disorders: These diseases occur as a result of abnormalities in the chromosomal structure such as missing or presence of extra copies of chromosomes. The most well-known chromosomal disorder is the Down syndrome or Trisomy 21 where a person has three copies of chromosome 21. Other examples include Klinefelter syndrome, Cri-du-Chat syndrome, Turner Syndrome and Williams’ syndrome.

4. Mitochondrial Disorders: These disorders occur when there are mutations in the mitochondrial DNA or the non-chromosomal DNA of the cell. These disorders are maternal in origin as only egg cells contribute mitochondria in a developing embryo. One very good example of a mitochondrial disorder is the Leber’s Hereditary Optic neuropathy.

Natural Health care has roots deep in the history of man and did not have the name Alternative health care until the allopathic medical doctors gained power via politics in the 18th and 19th centuries. The ability to join together in cohesive factions to gain power is legendary in the history of man. Nature doctors were fragmented so had little political power as is the case today.

The first medically trained scientific doctor to gain the respect of both nature doctors and medical doctors was Heinrich Lahmann (1860-1905). Lehmann became a medical doctor but was dissatisfied with the theories and results of scientific medicine. He then began study of the nature cure literature. He published articles on nutrition and ate vegetarian. Lahman invented a milk from plant sources that became so popular in Europe it was imported to America by Benedict Lust who claimed that Lahman’s milk mixed with cow’s milk was as nutritious as mother’s milk. He also produced products to help food be more digestable including chocolate.

Lahman’s scientific mind brought systematic thinking to the field of nature cure. He established a sanitorium in a village near Dresden. Lehman had a magnetic personality through lectures on nature cure soon had a lucrative business. His methods of cure included
o Nutritive Salts
o Dr Schussler’s homeopathic Biochemic Cell Salts.
o Baths
o Air Huts
o Raw food diet

Lehman established a biochemical laboratory at the location to investigate metabolism and nutrition. The sanitarium was quite successful. In 1900 2,000 patients were treated, then in 1904 just before Lahman died 3,500. The business continued to grow and in 1913 7,500 were treated. By 1928 a staff of 350 were needed to care for the patient load.

Lehman was endowed with a weak constitution. Overwork and a serious influenza led to his early death at 45. He left a fortune giving most of it to humanitarian and philanthropic organizations. His ability to create a business in nature cure of this size and success is to be appreciated.